“They never were,” I said softly.

She looked up sharply.

“What do you mean?”

“You think their retirement accounts padded everything?” I asked. “They’ve been one surprise expense away from panic for years. They just had me.”

Her brows knit. “Had you?”

“Who do you think paid for the new AC? The roof patch. The car repair. The time Dad’s ‘investment’ tanked and they suddenly had three major bills at once?” I shrugged. “They always made the minimums. I covered the gaps.”

End of story — Part 8 of 8