Life has a way of hitting hardest when you’re already down. My neighbor thought she could scam a broke single mom like me by selling a busted car. She pocketed my savings, but karma had other plans. Three years ago, my world collapsed when my husband Dan died in a highway accident. Overnight, I became a 30-year-old widow drowning in bills and grief. To survive, I worked two jobs-serving at Mel’s Diner by day, cleaning offices at night-while my mom cared for my kids, Dora and Ethan.