A cold sweat broke out across my forehead. I swiped to our joint checking account. Zero. The joint savings. Zero.

Panic, thick and suffocating, rose in my throat. I opened my email. There were three automated messages from the bank, time-stamped at 2:14 AM.

Dear Elena, as requested by the primary account holder, Ethan Miller, your debit card ending in 4492 has been reported lost/stolen and is now deactivated.Dear Elena, the credit line on your Visa has been suspended pending review.