“What account?”

His face changed.

He realized he’d said too much.

“What account?” I repeated.

My mother started crying.

My father said:

“Daniel shouldn’t have told you.”

I stepped backward.

“Tell me.”

Nobody spoke.

Finally, my father whispered:

“Lily had an insurance policy.”

My heart stopped.

“What?”

“She was insured when she was born,” he said. “Your mother arranged it.”