David tried to log into their banking app, only to meet a flashing red banner: Access Denied. Contact Primary Account Holder.

Before David could even process the panic, a sharp, authoritative knock echoed at the front door.

David opened it, expecting me to be standing there ready to apologize for my “scene” the night before. Instead, he was met by a professional process server and a private security guard.

End of story — Part 3 of 3