She did not respond right away.

Madison sent a message that evening.

Madison: I’m still upset, but I know I hurt you too. I shouldn’t have spoken to you like your money was already mine. I’m sorry.

Kevin’s came last.

Kevin: I owe you more than an apology. Literally and otherwise. I’m making a list of what I borrowed. I can’t pay it all back fast, but I’m going to start.

End of story — Part 3 of 3